{"id":10920,"date":"2016-04-01T18:53:45","date_gmt":"2016-04-01T21:53:45","guid":{"rendered":"https:\/\/blog.bidu.com.br\/?page_id=10920"},"modified":"2024-08-07T12:24:52","modified_gmt":"2024-08-07T15:24:52","slug":"seguro-residencial-valor-do-imovel","status":"publish","type":"post","link":"https:\/\/blog.bidu.com.br\/?p=10920","title":{"rendered":"Seguro Residencial: o que preencher no valor do im\u00f3vel?"},"content":{"rendered":"<p>No campo &#8220;valor do im\u00f3vel&#8221; do formul\u00e1rio de cota\u00e7\u00e3o do seguro residencial voc\u00ea deve preencher com o valor de reconstru\u00e7\u00e3o da resid\u00eancia e n\u00e3o com o valor de venda do im\u00f3vel.\u00a0Por exemplo: caso ocorra um inc\u00eandio na sua casa, o valor de reconstru\u00e7\u00e3o \u00e9 aquele necess\u00e1rio para construir a edifica\u00e7\u00e3o novamente.\u00a0Esse pre\u00e7o \u00e9 determinado por voc\u00ea e quanto maior ele for mais voc\u00ea paga no pr\u00eamio do seu seguro: um im\u00f3vel com valor de reconstru\u00e7\u00e3o de 200 mil reais ter\u00e1 o seguro mais caro do que um outro com o valor de reconstru\u00e7\u00e3o de 150 mil reais.<\/p>\n<p>Portanto, nesse campo, n\u00e3o \u00e9 levado em considera\u00e7\u00e3o o pre\u00e7o do terreno e do m\u00b2 da regi\u00e3o. Fique atento a esse campo para n\u00e3o preencher o formul\u00e1rio errado, pois isso far\u00e1 com que o pre\u00e7o do seguro n\u00e3o seja o valor real, podendo causar complica\u00e7\u00f5es em caso de sinistro.<\/p>\n<p>Caso voc\u00ea coloque um n\u00famero menor do valor real, na hora de um sinistro, a seguradora ir\u00e1 indenizar com o valor m\u00e1ximo daquele preenchido por voc\u00ea. Pode ser que, nessa situa\u00e7\u00e3o, voc\u00ea saia com um preju\u00edzo e uma surpresa negativa. O contr\u00e1rio tamb\u00e9m n\u00e3o \u00e9 recomend\u00e1vel: se voc\u00ea preencher com um valor maior do real da sua resid\u00eancia, ir\u00e1 pagar um pre\u00e7o maior no seguro desnecessariamente.<\/p>\n<p><iframe loading=\"lazy\" title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/Z23FRJiPkcU\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<p>Ent\u00e3o, n\u00e3o esque\u00e7a: na hora de preencher esse campo, fa\u00e7a-o com aten\u00e7\u00e3o. Caso tenha alguma d\u00favida, conte com a Bidu Corretora.<\/p>\n<p>Voc\u00ea pode entrar em contato com a gente pelo chat, telefone, email e at\u00e9 m\u00eddias sociais! Fa\u00e7a uma cota\u00e7\u00e3o de <a href=\"https:\/\/blog.bidu.com.br\/seguro-residencial\/\">seguro resid\u00eancia<\/a>.<\/p>\n<table style=\"width: 100%;\">\n<tbody>\n<tr>\n<td style=\"border-color: #dadbe3; background-color: #f0f1f7; width: 100%;\">\n<h4>Saiba o pre\u00e7o do seguro residencial para sua casa<\/h4>\n<p>Para saber o pre\u00e7o e ben\u00e9ficos que o seguro de casa oferece para voc\u00ea, fa\u00e7a uma cota\u00e7\u00e3o de seguro residencial online. \u00c9 r\u00e1pido e f\u00e1cil. <a href=\"https:\/\/blog.bidu.com.br\/seguro-residencial\/\" target=\"_blank\" rel=\"noopener noreferrer\">Come\u00e7ar minha cota\u00e7\u00e3o &gt;&gt;<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>Veja tamb\u00e9m:<\/strong><\/p>\n<p><a href=\"https:\/\/blog.bidu.com.br\/seguro-residencial\/seguro-residencial-caro\/\">+ O seguro residencial \u00e9 caro?<\/a><\/p>\n<p><a href=\"https:\/\/blog.bidu.com.br\/seguro-residencial\/cobertura-contra-roubo-furto\/\">+ Conhe\u00e7a a cobertura contra roubo e furto do seguro residencial<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>No campo &#8220;valor do im\u00f3vel&#8221; do formul\u00e1rio de cota\u00e7\u00e3o do seguro residencial voc\u00ea deve preencher com o valor de reconstru\u00e7\u00e3o da resid\u00eancia e n\u00e3o com o valor de venda do&#8230;<\/p>\n","protected":false},"author":47,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15863],"tags":[15871,15874],"class_list":{"0":"post-10920","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-residencial-e-lazer-bidu-corretora-de-seguros","7":"tag-fundo","8":"tag-residencial"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.8 (Yoast SEO v22.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Seguro Residencial: o que preencher no valor do 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